Safeguard Your Financial Future: Explore Income Protection Insurance
Around 70% of Americans couldn't make it one month without a paycheck before experiencing financial hardship. Income protection is a smart, affordable solution that can provide peace of mind and relief in uncertain times.
Pairing these benefits can provide maximum income protection for you. They are great benefits to have by themselves, but are even better when paired together.
Short-Term Disability
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Best for temporary accidents, sicknesses, family leave that prevent you from working for weeks or months
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Leading causes of cliams include pregnancy, injuries, digestive disorders, and mental health issues
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Shorter waiting periods & benefit periods
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Pay weekly benefit amounts that can start immediately and last up to 2 years, depending on carrier
Long-Term Disability
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Best for serious injuries and illnesses that prevent you from working for months, years, or even permanently
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Leading causes of claims include musculoskeletal disorders, cancer, heart attack, and stroke
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Longer waiting periods & benefit periods
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Pay monthly benefit amounts that can start in as little as 30 days and last up to retirement age
Critical Illness
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Flexible lump-sum benefit amounts
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Covered conditions include cancer, heart attack, stroke, advanced Alzheimer's, organ transplant, kidney failure and more. Some limitations may apply.
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Multi-benefit payout if diagnosis from prior critical illness is separated by at least six months.
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Waiting period: 30 days
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Return of premium options available